OK, this is the bait page with links. I cannot imagine that top text would interfere with an existing link so all of the text on this page is inside html links.

If you are running top text, and you see links on the bait page then you should not see top text links here if the method works.

Here, the links are obvious and they just point back to the index page but with a little work, you should be able to make the links look like normal text. In other words, no underlines and no funny colours.

The rest of this page is bait. I understand that they should appear if we discuss the possibility of a loan or perhaps financial planning or mortgages.